What's Happening in San Diego, California? Top Things to Do in San Diego – September 23-28, 2014

What's Happening in San Diego, California?  Top Things to Do in San Diego – September 23-28, 2014

Have Fun!!!

San Diego, California

1. San Diego Restaurant Week
2. Kinky Boots
3. San Diego Film Festival 2014
4. Oktoberfest in El Cajon
5. 2014 Adams Avenue Street Fair
6. Poway Rodeo
7. Oceanside Harbor Days
8. 16th Annual Trolley Dances
9. Mission Beach Centennial Festival
10. Cabrillo Festival
11. Spirits of Mexico
12. San Diego Chargers vs. Jacksonville Jaguars – September 28, 2014 
13. Barrio Art Jam 2014 – September 26, 2014 

Top Things to Do in San Diego – September 23-28, 2014

Mark Harbaugh, J.D. - Broker DRE #: 01245275 Office 619-246-2860 markonthemark@gmail.com HARBAUGH HOMES

89% Surveyed Believe Home Ownership is Important; 64% Believe it is Attainable.

89% Surveyed Believe HomeOwnership is Important; 64% Believe HomeOwnership is Attainable.

Achieving The American Dream.

Owning your own home has historically been a dream for most Americans.  However, the percentage of people renting is currently at a statistical high, but the tables seem to be turning for many who are feeling it is important to buy a home for themselves and/or their families.

89% (eighty-nine percent) of Americans, surveyed by Country Financial Security Index, believed that homeownership is key to achieving the American Dream.  This figure varies, but remains relatively and consistently high.  Most people would love to own their own home, rather than pay rent.

Achieving The American Dream is Possible.

Further, 64% (sixty-four percent) of those asked, in that same survey, thought homeownership is more attainable than they had previously believed in recent years, following the real estate and economic downturn of 2008.  

Last year less than half of the U.S. population believed average-income families could afford or qualify to buy a home.  That number is up considerably.

The Only Constant is Change.

What a difference a year makes, as the economy continues to show clear signs of growth and recovery.  While it is not true for all, most Americans are feeling at least somewhat, if not a lot, more secure in their homes, their careers, and with their finances.

It is virtually impossible to time the real estate market or the stock market.  The ideal objective is to buy low and hold, or to buy low and sell high.  

The other side of this is you and/or your family needs a home, and you can choose to continue to pay your landlord's mortgage payments with your monthly rent or you can pay down, and eventually pay off your own mortgage.

Greener Pastures.

My clients have often heard me compare people considering buying real estate to cows - if no cow is going out to pasture, then no cows will go out of their safe yard to the pasture.



Taking that analogy further down the country road, when one, or a few cows, starts to head out, most or all the others are certain to follow them to greener fields.





Read related articles:

Housing Crisis Didn’t Shake Most Americans' Confidence

Home Ownership is the Foundation of the American Dream

Mark Harbaugh, J.D. - Broker DRE #: 01245275 Office 619-246-2860 markonthemark@gmail.com HARBAUGH HOMES

328,500 new jobs were created in California in the last 12 months.

328,500 new jobs were created in California 

in the last 12 months.

328,500 new jobs were created in California in the last 12 months, second only to one other state in the U.S.  

So nice, for all of us, to see that job creation is back to pre-recession levels, nationally and in most individual states.

Because California is a large and populous state, it needs to create a lot of jobs to keep up proportionally with the rest of the U.S.  This is happening; California is ranked number 17 out of the 50 states.  That is better than average, but there is always room for improvement.

We can all benefit from more jobs and the creation of better jobs.

Most agree that we need more jobs and many even opine that we need better jobs.  Unequivocally, however, we are seeing definite signs of improvement.

Good begets more good; the oposite is also true.

This good news spreads optimism and this optimism directly and indirectly creates more jobs, which hopefully leads to the creation of better jobs as well.

The opposite is also true; pessimism is a job killer.  Further, negative news, even when incorrectly reported, leads to the creation of fewer and lower paying jobs because employers are hesitant to expand their businesses, thereby creating good quality jobs with good salaries.  Logic dictates that when bad news prevails, this manifests uncertainty and low consumer confidence.

Good news is news too.

Clearly, we are, as a country, heading in the right direction,  despite some of the noise to the contrary.  Some publications, online, in print, and on television, report only the problems.  It becomes a self-serving prophecy.

It is important to give credit and acknowledge the good news, rather than simply complain, by stating the obvious that we need more jobs and better jobs.

Think about this when deciding where to get your "news."

Read related article:
http://economistsoutlook.blogs.realtor.org/2014/08/29/metro-and-state-employment-conditions-july-2014/#sf4406587#sf4409856

Mark Harbaugh, J.D. - Broker DRE #: 01245275 Office 619-246-2860 markonthemark@gmail.com HARBAUGH HOMES